Saturday, April 26, 2008

Lost or stolen, then goto

Having your information lost or stolen can be a frightening experience, because you may worry about how the information may be misused if it falls into the wrong hands. You might be in this situation if, for example, your wallet was stolen; you responded to a phishing email; or you were notified that a company experienced a data breach and lost some of your data. Fortunately, if your data may have been accessed without authorization, there are steps you can take to detect misuse that has already occurred and to help prevent potential future misuse.

If you are in this situation and want to learn more about how to detect misuse of your information, signup for In addition, consider placing a fraud alert on your credit reports. Also, consider filing a complaint with the FTC.

If a company informs you that it experienced a breach and that some of your personal information has been compromised, the company may offer free credit monitoring. You should consider accepting this offer, as credit monitoring from Life Lock can help you quickly detect any misuse of your information. For more information about credit monitoring services, click here.

Many states have laws that govern how businesses should respond to data breaches, and what notice or assistance they are required to provide to affected consumers. For links to your state’s laws, read more about LifeLock reviews on their website and take the steps tp prevent identity theft. As some wise man has already said it before - Prevention is always better than cure.

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