Thursday, June 19, 2008

Life Lock has Great Ideas for Senior Citizens on Preventing Identity Theft

According to lifelock reviews by consumers, identity theft surpassed construction, credit card and debt collection fraud as the most prevalent form of consumer fraud, according to the Federal Trade Commission, which received 255,000 identity theft complaints last year.

Life lock discusses that many consumers associate identity theft with email solicitations and computer firewall breaches, but checks, credit cards and Social Security numbers remain targets as well.

If you have a lifelock promo code you are on your way to protect yourself from becoming a victim, and simply follow these tips to prevent identity theft.


● Use your initials and last name when ordering printed checks. A check forger won’t know how you sign your checks, but your bank will.

● Do not have your home phone number or Social Security number printed on your checks. Use your work phone number. Use a post office box or work address instead of your home address.

● Order new checks from your bank and pick them up at the bank, rather than having them sent to your home mailbox.

Credit cards

● When paying credit card bills, write only the last four digits of the account number in the check memo line.

● Do not sign the back of your credit card. Instead write, “Photo ID required.”

● Photocopy both sides of your driver’s license, credit cards and other important contents of your wallet. In the event it is stolen, you’ll know exactly what is missing.

● Keep a list of your credit card numbers and their toll-free customer service numbers so you can cancel cards quickly if lost or stolen. Keep the list in a safe place in your home, not in your wallet.

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